Posts Tagged ‘counseling’
September 12th, 2009 | 
Author: 
http://www.KaydemCreditHelp.com
Call us: (866) 237-0013
You want to fix your credit, looking for a credit repair company that will raise your credit score? Welcome to Kaydem Credit Help
Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast!
What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”…
While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better.
Here’s why. Adding positive accounts is actually more effective at improving your credit score (in the short term) than removing negative one. Unfortunately, few consumers or credit repair companies know this.
One of the biggest problems with trying to get approved for new credit is that you need to “have” credit in order to be approved. This causes a sort of catch 22.
How does one “get” credit if no one will give them credit because they don’t have any credit to begin with? A vicious cycle indeed, but a real one. However, if you have someone you can use a cosigner this is NOT a problem. Simply have them cosign on the new credit application for you. If you don’t have a cosigner, read on.
Contrary to popular belief (or what myfico and credit repair companies would like you to believe), the largest factor in building a solid foundation for your credit score comes down to two credit scoring factors:
1.) The “High Credit Limit”
and
2.) Your “Debt to Credit” Ratio
Your high credit limit is simply the total amount of primary unsecured revolving credit lines you have (i.e. three credit cards at $5,000 each equals a high credit limit of $15,000).
Get it? Good.
Your debt to credit ratio is simply the amount owed on these cards in relation to your high credit limit (i.e. if your high credit limit was $15,000 and you owed $7500 your debt to credit ratio would be %50).
Keep in mind, your high credit limit is comprise ONLY of your total amount of unsecured revolving lines of credit. Home mortgages, auto loans, student loans, equipment leases and debit cards do NOT count towards your high credit limit.
A debt to credit ratio of 25% or less is ideal. Of course, there are many other factors which come into play, but keeping it simple, how does one improve credit score via increasing their high credit limit and lowering their debt to credit ratio?
That is the question….
The fastest way we have found is by adding primary user unsecured revolving lines of credit which are guaranteed approval (note: these are NOT authorized user accounts!).
These are unsecured lines of credit which appear on your report just like a visa card, mastercard or department store card etc.
We have found that while unsecured credit is the most difficult to obtain, it has proven to be the highest scoring on ones credit report. To find out the fastest we’ve found to add primary unsecured revolving lines of credit to your credit report, please visit:
http://www.KaydemCreditHelp.com
Duration : 0:2:2
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Drowning in debt? Got bills with the balance not budging? Let The Debt Agency offer you some relief. Serving the entire U.S., they deal directly with creditors to reduce interest rates, waive late fees and reorganize your debt to make it more manageable. Whether you owe on credit cards, medical bills, unsecured loans or otherwise, call them today for a free consultation and find your way to a debt-free future.
Visit us http://www.yellowpages.com/info-21977580/Debt-Consolidation-The-Debt-Agency?from=youtb
Duration : 0:1:23
Tags: agency, ARIZONA, consolidation, consumer, counseling, credit, Debt, financial, Mesa, nationwide, relief, reorganization, repair, services, the, yellowpages |
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Go to www.e-Credit.TV for Free credit repair, Free Credit Books, Consumer Credit Counseling, debt consolidation and Identity Theft Protection. In this video the U.S. Treasury Dept. explains how to obtain free credit reports from all three of the credit bureaus. The video also explains how Fraud Alerts work and the activation process.
Duration : 0:2:11
Tags: books, consolidation, consumer, counseling, credit, Debt, free, identity, protection, repair, theft |
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Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from a certified public accountant and credit counselor in this free video on debt management.
Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey
Duration : 0:2:46
Tags: Bankruptcy, bureaus, Card, consolidation, counseling, credit, Debt, loans, money, report |
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http://www.highrisecreditconsulting.com
Call 866-999-4722 Now!
Get back of TRACK and get that edge of of having the best credit repair company on the planet on Your SIDE… TODAY! Call NOW… 866-999-4122
Duration : 0:4:7
Consolidate debt by contacting a financial institution for loan opportunities or looking at existing credit cards with lower interest rates. Lower monthly debt payments through debt consolidation with insight from a certified public accountant and credit counselor in this free video on debt management.
Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey
Duration : 0:3:38
Tags: Bankruptcy, bureaus, Card, consolidation, counseling, credit, Debt, loans, money, report |
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Don’t get RIPPED OFF, see what the FTC has to say about Credit Repair and Debt Relief Services!
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Duration : 0:10:42
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WWLP Springfield, MA interviews Christopher Viale, President and CEO of Cambridge Credit Counseling Corp., about a new study which examines how much credit card debt the American consumer carries.
Duration : 0:1:52
Tags: 22, announcements, cambridge, christopher, corp, counseling, credit, news, nonprofit, public, service, viale, wwlp |
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Learn about debt consolidation loans, debt consolidation tips, credit counseling and other debt consolidation loan solutions.
http://www.christianet.com/debtconsolidation
Duration : 0:1:34
http://www.lightshipmutual.com/swabthedeck.php
Home mortgage. Car loan. Employment. Insurance. Your ability to obtain all of these financial goals is directly dependent upon your credit history. Do you even know what your credit scores are? Well, it’s time to obtain, analyze, and repair your credit reports and to finally take control of your financial future.
A swab is a yarn mop. The crew on board fishing boats swab the deck many times daily to wash up splashes, spills, and the foul smell of fish. This keeps the boat clean. In financial planning, your personal credit also need continuous swabbing in order to improve your awareness, prevent identity theft, and eliminate the fishy smell of reporting errors.
With Swab the Deck, the primary focus is analysis. We will teach you the fundamentals of responsible credit management. At the same time, we realize not everyone is beginning with a clean slate, so we will also share techniques for removing inaccurate negative information from your credit reports as well as how to best build a positive history from scratch.
Duration : 0:2:52
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