Posts Tagged ‘consumer’
September 14th, 2009 | 
Author: 
For HIGH QUALITY: http://www.youtube.com/watch?v=cejBW0EL26M&fmt=18
A musical parody of the Crewe/Nolan song “Lady Marmalade,” about credit cards and the crisis. For this and many more great political musical parodies, visit VERSUS — where politics and culture do their time in rhyme — at http://versusplus.com.
Duration : 0:3:18
Tags: advance, analysis, animated, bailout, Bankruptcy, banks, Bernanke, bush, cards, cash, claims, clunkers, commentary, consumer, credit, Debt, delinquencies, economy, fed, financial, G-20, Geithner, humor, interest, jobless, jobs, layoffs, limit, minimum, musical, obama, parody, Pittsburgh, political, rate, recession, retail, sales, song, stimulus, TARP, Treasury, unemployment | 
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Drowning in debt? Got bills with the balance not budging? Let The Debt Agency offer you some relief. Serving the entire U.S., they deal directly with creditors to reduce interest rates, waive late fees and reorganize your debt to make it more manageable. Whether you owe on credit cards, medical bills, unsecured loans or otherwise, call them today for a free consultation and find your way to a debt-free future.
Visit us http://www.yellowpages.com/info-21977580/Debt-Consolidation-The-Debt-Agency?from=youtb
Duration : 0:1:23
Tags: agency, ARIZONA, consolidation, consumer, counseling, credit, Debt, financial, Mesa, nationwide, relief, reorganization, repair, services, the, yellowpages |
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Go to www.e-Credit.TV for Free credit repair, Free Credit Books, Consumer Credit Counseling, debt consolidation and Identity Theft Protection. In this video the U.S. Treasury Dept. explains how to obtain free credit reports from all three of the credit bureaus. The video also explains how Fraud Alerts work and the activation process.
Duration : 0:2:11
Tags: books, consolidation, consumer, counseling, credit, Debt, free, identity, protection, repair, theft |
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http://www.americanprogress.org/issues/2008/09/avoiding_overdrafts.html
Has the economic downturn affected Americans’ credit card use? Is credit card debt more harmful than other types of debt? Can we protect consumers from falling too deeply into credit card debt? Tim Westrich of the Center for American Progress weighs these questions in the latest installment of CAP’s ASK THE EXPERT series.
Duration : 0:2:42
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Duration : 0:4:7
HIDDEN TRUTHS ABOUT THE CREDIT CARD Business!
1) Ever heard of the illustration that the house for eternity wins? The credit card companies make the smallest amount payments so extremely low because the longer you recompense hre more they make. The interest you disburse onyour credit cards compounds Day by day! That means that every month yur interest fees compound and your debt load increases. Pathways Financial will lend a hand you credit card debt settlement!
2) Making bare minimum payments or paying a few dollars more will not get you out of debt hasty enough!
With credit card companies charging intererest rates as above what is usual as they perhaps can, some as high as 32%, it be able to take you decades to pay down the balance. If you keep on to use the card as you make minimum payments it will take that much longer. most individuals are oblivious that to effifiently start off paying down the balance of your credit cards, they have got to double or triple the minimum payment vital. you one stop for credit card debt settlement
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If you attempt tom pay off your credit cards as speedily as likely, bear in mind for all $1,000 you have a loan from, you will be paying back roughly $4,000 We can help you with credit card debt settlement!
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Credit card companies and collection agencies can be cruel on the cell phone. Numerous customers are intimidated by coercionof lawsuits if payments arent sent directly. The fact of the matter is, the calls the fabrication and the pressure can all Bring to a standstill! Pathways Financial complex of attournies can end the harrassment and fetch you back to thestandard of living you warrant. credit card debt settlement fast.
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Pathways Financial Management is the top way to credit card debt settlement. I was skilled to credit card debt settlement by $4,694. Now I can reduce my credit card debt and pay off my credit card debt even faster. With a whole monthly expense that is $92 less than supplementary credit card consolitation companies! Did you discern that countless credit card consolidation companies in point of fact are run by the credit card companies
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Duration : 0:4:8
My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors - particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.
IT IS NOT AGAINST THE LAW TO OWE MONEY!
Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.
KNOW YOUR RIGHTS UNDER THE FDCPA:
Collectors can NOT call you before 8 am or after 9 pm
Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay
Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)
Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)
For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)
To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…
Duration : 0:5:56
Don’t get RIPPED OFF, see what the FTC has to say about Credit Repair and Debt Relief Services!
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Duration : 0:10:42
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REMARKS BY THE PRESIDENT
AT SIGNING OF
THE CREDIT CARD ACCOUNTABILITY, RESPONSIBILITY AND
DISCLOSURE ACT
Rose Garden
3:08 P.M. EDT
THE PRESIDENT: o, everybody. Please, have a seat — I’m sorry. It is a great pleasure to have all of you here at the White House on this gorgeous, sunny day. The sun is shining. The birds are singing. Change is in the air. (Laughter.)
This has been a historic week; a week in which we’ve cast aside some old divisions and put in place new reforms that will reduce our dependence on foreign oil, prevent fraud against homeowners, and save taxpayers money by preventing wasteful government contracts; a week that marks significant progress in the difficult work of changing our policies and transforming our politics.
But the real test of change ultimately is whether it makes a difference in the lives of the American people. That’s what matters to me. That’s what matters to my administration. That’s what matters to the extraordinary collection of members of Congress that are standing with me here, but also who are in the audience. And we’re here today because of a bill that will make a big difference: the credit card Accountability, Responsibility, and Disclosure Act.
Duration : 0:11:17
Tags: banks, Card, consumer, credit, CreditCard, economy, jobs, obama, profit, recession, spending, unemployment |
6 Comments »
In this second installment, I continue my discussion about how corrupt financial institutions like Chase Bank need to be boycotted.
I also recommend not using Visa and Mastercard checking cards, even when the money exists in your checking account. Even though this doesn’t incur interest on you, the merchant has to pay anywhere from 2-4 percent to that financial institution. Mom & pop stores are up to their eyeballs in this financial crap, and every time I go to a diner or low-cost store, I use cash or check, as well as reusable shopping bags.
But the main thing is to put a monkey wrench is this creepy financial system we have all become so accustomed to accepting.
Please make 2009 the year of paying down debt and saying “screw you” to these parasitic institutions. And if you must default on just one credit card, let it be your Chase Card. After all, they have no compassion on you, right? You’re just returning the favor.
Please feel free to leave your comments and do as much research as you can on this subject.
Duration : 0:10:0