I have bills that have been ignored for 6 months or more and I need to know if there are any reputable credit repair companies or safe ways to take care of this relatively quickly? I dont make much so I can’t afford a lump sum but I would like to know all options. Thank you.

No.

First, it takes 7-10 years to repair credit safely. The only thing that you can do to credit quickly is to make it worse.

Second, I am not aware of any reputable credit repair companies. I can tell you that any company that guarantees that they will repair your credit quickly is not reputable and is not safe.

2 Responses to “How to repair delinquent credit safely?”

  • Age of Reason says:

    No you need to take care of it. You pay your debts. Call the lender and offer to settle or work out a payment plan. That is all a credit repair company will do.
    References :

  • StephenWeinstein says:

    No.

    First, it takes 7-10 years to repair credit safely. The only thing that you can do to credit quickly is to make it worse.

    Second, I am not aware of any reputable credit repair companies. I can tell you that any company that guarantees that they will repair your credit quickly is not reputable and is not safe.
    References :

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