I have bills that have been ignored for 6 months or more and I need to know if there are any reputable credit repair companies or safe ways to take care of this relatively quickly? I dont make much so I can’t afford a lump sum but I would like to know all options. Thank you.
No.
First, it takes 7-10 years to repair credit safely. The only thing that you can do to credit quickly is to make it worse.
Second, I am not aware of any reputable credit repair companies. I can tell you that any company that guarantees that they will repair your credit quickly is not reputable and is not safe.
No you need to take care of it. You pay your debts. Call the lender and offer to settle or work out a payment plan. That is all a credit repair company will do.
References :
No.
First, it takes 7-10 years to repair credit safely. The only thing that you can do to credit quickly is to make it worse.
Second, I am not aware of any reputable credit repair companies. I can tell you that any company that guarantees that they will repair your credit quickly is not reputable and is not safe.
References :